Question: How can I transfer my crop insurance to Fiorini and Squires Insurance Agency?

Answer: Fiorini and Squires will handle everything for you.  All we need is your old policy number and your signature on our transfer form.  We can fax or mail it out to you.  Click here to see transfer sales closing dates. 

Crop insurance provides a guarantee of production from losses caused by adverse weather i.e., frost, rain, hail, poor pollination due to weather, wind storms, heat, etc.  Any loss caused by adverse weather.  It also covers lack of production caused by plant diseases and insects providing a good spray program was carried out.  You are also protected to loss due to wildlife (think squirrels). 

The information below is a brief description of what you will need to know in order to apply crop insurance to your farming operation. 

1.  Is the crop insurable in your county?  Click here to print the checklist. *

2.  Does your orchard or vineyard meet the age requirements set by the Risk Management Administration (RMA)?

3.  Acreage is insured by a “unit” structure.  All blocks will be insured as one unit unless other landowners exist between the blocks.

4.  Crop insurance guarantees production, not farm income.  The production guarantee is based on the “actual production history” (APH) of the unit.  Production records are collected for up to ten years.

5.  The guarantee offered is in levels with 75% of the average being the maximum insurance you can get.  The 75% level would equate to a 25% deductible from your average production.  Insurance guarantees range from 75% to 50% in 5% increments.

6.  The total guarantee for a unit is established by multiplying the average yield times the level of protection chosen times the number of acres in the unit.  The dollar amount of insurance is determined by using the insurance price per pound/ton.

Example:  Almonds
Average production	2,000 lbs.
Level selected    75%	1,500 lbs. per acre guaranteed
50 Acres in the Unit	75,000 lbs. total guarantee
Insurance Price Election	$2.20/lb
Total Dollar Insurance	$165,000

You may call us directly at 209-668-6788 or 1-877-573-1122.

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